About Us

We bring care, transparency, security, strong consent and context to each automated payment for the betterment of payers and payees.
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Our story

Once Upon a Timeline

Paypa Plane was founded on the principle that payments can be made better for all parties involved. Those “better payments” are what we now call Smart Payment Agreements.

Here’s how Smart Payment Agreements came to be.

2017
Simone (CEO & Co-Founder) experiences frustrations with recurring payment standards, has a seed of an idea and sets about changing things.
January 2018
A small mad-skilled team of 8 assemble in a co-working space in Brisbane, Australia.
August 2018
The worlds first Smart Payment Agreements are live!
Not just Australia's first but the worlds. Yeah OK we invented the term Smart Payment Agreement™ but we feel like it was amazing they didn't exist already.
We mean, a living agreement between all parties involved that allows users the flexibility to pay on-time within the guide rails set by the business it's paying....why wasn't this already a thing?
October 2019
Accepted into Suncorp’s Innovation Lab.
This was a great opportunity to start shaping our future as a company with bank-grade operations and products.
June 2020
First contract with a banking client. While this seems like a small blip on the timeline of Paypa Plane what it meant was the start of our future helping banks better serve their business clients.
December 2021
We are one of a handful of global companies selected to participate in Mastercard's Global Start Path Program.
The Start Path Program meant that we were welcomed into Mastercard's global network of thought leaders.
Mastercard logo

Start Path has a suite of programs focusing on Blockchain and Digital Assets, Emerging Fintech, In Solidarity, Open Banking, Small Businesses and more.

February 2022
We welcome Australia's largest banking institution, The Commonwealth Bank as shareholders.
The Commonwealth Bank of Australia Logo

"CBA partners with fintech Paypa Plane.

New partnership to revolutionise payments for Australian businesses and their customers.

Commonwealth Bank has today announced a partnership with fintech Paypa Plane to enhance the payment experience for Australian businesses and help them transition to PayTo, while giving consumers more choice and control in how they pay."

2022
The Commonwealth Bank of Australia becomes a client 🥳 cementing Paypa Plane's potential to both financial institutions and enterprise scale clients.
September 2022
🚀 an australian PayTo first
We execute Australia's first ever PayTo bill payment with CBA and Telstra.
The Commonwealth Bank of Australia Logo

"In another first for a major Australian bank, CBA has also completed a successful PayTo trial with two business customers, Telstra and The Shepherd Centre. CBA partnered with Paypa Plane to trial PayTo for these business customers, enabling them to each create a PayTo payment agreement and receive a payment."

"Our partnership with CBA means together we can bring instant momentum to the delivery of PayTo through the combination of our technology and CBA’s customer base – an important step for the industry and the payments ecosystem. Our partnership represents an important milestone for Paypa Plane, but it also signals a new era for the way both businesses and consumers will be able to think about and manage their payments – which is an exciting outcome for everyone"

Simone, Co-founder & CEO of Paypa Plane

February 2023
Local Media reports "Qld’s 32 hottest new start-ups revealed" outing us as a hot new start-up 🔥
March 2023
We welcome QIC, Cuscal, Mastercard and Sprint Ventures as investors (Series A round completes).
2024
Smart Payment Agreements enter the real estate rental industry via our partnership with CBA.

Who wouldn't want to manage their rent with a Smart Payment Agreement?! (Property Managers and Landlords can all sigh with relief)

“This digitized solution will simplify rental payments for everyone involved. Our goal is to automate and digitize rental payments to ensure they are straightforward and convenient,”

Mike Vacy-Lyle, CBA Group Executive of Business Banking

Today
Today Paypa Plane....

Our Leadership Team

Simone Joyce

Simone Joyce

Chief Executive Officer, Co-Founder
Linked logo linking to profile

Simone Joyce is the CEO and Co-Founder of Paypa Plane and is passionate about Smart Payment Agreements.

Simone is also an Advisor to Fintech Australia having completed a 4-year term as Chair and currently sits on multiple policy and industry advisory groups for Australian payments regulatory bodies and payment associations including AusPayNet’s Policy Experts Group and Australian Payments+ PSP Advisory Forum.

Simone has been recognised for her work both with Paypa Plane and the payments industry – winning the Lord Mayors Global business grant, Finnies Outstanding Fintech Leader of the Year, finalist in the Lord Mayors Business awards and Women in Digital Awards Founder of the Year and winner of the Paris Fintech Forum Pitch Award.

Grant Benvenuti

Grant Benvenuti

Chief Technology Officer
Linked logo linking to profile

Grant has worked in payments for almost 2 decades and leads Paypa Plane’s technical team and technical strategy. With a passion for all things banking technology, clients can be sure that our tech is a step ahead thanks to Grant’s commitment to innovation.

If there is any small thing that Grant does not know about our technology and architecture, then it is simply not worth knowing.

If you are a recruiter, please direct your emails to grantsreallyhappy@paypaplane.com.

Alice Tagney

Alice Tagney

Chief Financial Officer
Linked logo linking to profile

Alice has a proven track record of driving financial performance and growth across diverse industries and markets. Alice is responsible for overseeing all financial aspects of the company, from budgeting and forecasting to risk management and investor relations.

Often while listening to Harry Styles, Alice is focused on executing Paypa Plane’s financial strategy and ensuring all operations are conducted to the highest standards of integrity and accountability.

Trent Scholl

Trent Scholl

Head of Engineering
Linked logo linking to profile

Trent is the bacon to Grant’s eggs. Bringing 20 years of experience in the IT industry including Systems Administration, DevOps, Software Development, managing and leading IT strategy and teams, Trent keeps the engineering team humming and happy.

In Trent's spare time he can be found watching his automated fish feeder automatically feed his fish, watching his home brew......brew or taking on home improvement tasks of scale.

Cameron Ross

Cameron Ross

Head of Client Success
Linked logo linking to profile

With a wealth of knowledge about and a passion for payments and a drive to help our clients to be the best they can be, Cameron is a rare bird. Cameron backs up decades of experience within large banks and PSPs with experience in early-stage payment companies. This makes him the ideal person to ensure Smart Payment Agreements and our clients are a match made in payment heaven.

The Executive Board

John Weber

John Weber

Board Chair

John boasts a long history of providing strategic advice to both private sector and government at the highest levels. Skilled in enterprise risk management, government, complex dispute management and resolution, and governance.

John is also Chairman of Airservices Australia and holds multiple board seats.

Bronwyn Yam

Director

Bronwyn joined Cuscal in May 2023 as the Chief Product Officer with over 25 years experience in financial services and consulting industries.  She is responsible or driving Cuscal’s product strategy.

Prior to joining Cuscal, Bronwyn was the Chief Product Officer at Tyro Payments, and held several senior roles across various divisions within the Commonwealth Bank of Australia.

Before moving to Australia in 2004, Bronwyn had a consulting career with Arthur Andersen Business Consulting in the United States and across Asia working with clients from multiple industries from manufacturing to financial services.  Bronwyn holds a Master of Business Administration from the Hong Kong University of Science and Technology and a Bachelor of Arts in Business Economics from UCLA.

Chris Austin

Director

Chris is the General Manager, Business Development & Partnerships at CBA.

Accomplished corporate finance executive with over twenty years of experience in mergers and acquisitions, capital markets and business and corporate strategy.

Jonathan Grant

Director

Jonathan co-founded Paypa Plane with Simone in 2017. After 6 years of operational experience at Paypa Plane, Jonathan brings strong and contextually relevant knowledge and skillset to the board.

Through years of previous experience as the Dealer Principal of Audi and Lamborghini Brisbane, Jonathan honed the ability to be particularly adept at interpreting multiple streams of detailed information.

Nick Capell

Director

Nick joined QIC and the Private Equity team in 2019.  He is an Investment Director in the Asia Pacific investment team, focusing on the deployment of QPE's Queensland-focused direct venture capital mandates. He holds roles as a director and board observer across multiple investee companies.

Prior to joining QIC, Nick was a Portfolio Analyst at Suncorp Group, spending over three years in various commercial banking divisions.

Simone Joyce

Executive Director

Simone Joyce is the CEO and co-founder of Paypa Plane and is passionate about Smart Payment Agreements.

Simone is also an Advisor to Fintech Australia having completed a 4-year term as Chair and currently sits on multiple policy and industry advisory groups for Australian payments regulatory bodies and payment associations including AusPayNet’s Policy Experts Group and Australian Payments+ PSP Advisory Forum.

Simone has been recognised for her work both with Paypa Plane and the payments industry – winning the Lord Mayors Global business grant, Finnies Outstanding Fintech Leader of the Year, finalist in the Lord Mayors Business awards and Women in Digital Awards Founder of the Year and winner of the Paris Fintech Forum Pitch Award.

The teams behind the team

Our Corporate Shareholders

We work with a range of globally renowned shareholders to continue the growth, innovation and overall success of Paypa Plane.