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Using the New Payments Platformâs real-time payments with a payment request capability, PayTo means businesses can get paid on time, in real time, any time.
Collect payments in real time, any time, on time with PayTo, Australiaâs new real-time, direct debit upgrade.
PayTo is ready for your business now, so get ahead of competitors and take the first step into the payments revolution backed by the security of Paypa Planeâs leading payment agreements.
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PayTo is in our DNA.
PayTo means that your business can now combine all the benefits and security of real-time-payments with the utility of automated or recurring payments and solve the pain-points you (and your customers) might be experiencing with your card or direct-debit payments today.
With PayTo, businesses benefit from:
PayTo can support to a range of payment types such as â subscription, installments, balloon, fixed, usage based and variable â really any type of payment agreement you and your customer need can be accommodated by PayTo!
PayTo means that you can collect your payments on your schedule â not the bankâs! No more 3 day+ clearance times, now more holiday or after hours or weekend payment stops, no more batch files, no more late or delayed declined payments.
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PayTo takes away the uncertainty and allows you to collect and confirm payments whenever you need to â in real time, all the time.
Built to save time, money and improve cashflow, PayTo will change the way your business collects payments.
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It solves the problems caused by traditional direct-debit paymentsâ no more uncertainty, delayed payments, late dishonors, delayed settlements, or after-hours payment stoppages.
Benefits for your business:
Whether itâs a recurring or one-off payment, PayTo is flexible and able to suit any payment arrangement your business needs.
PayTo solves the problems caused by traditional direct-debit payments.
PayTo solves the problems caused by traditional direct-debit paymentsâ no more uncertainty, delayed payments, late dishonours, delayed settlements, or after-hours payment stoppages with PayTo!
PayTo solves the problems caused by traditional direct-debit paymentsâ no more uncertainty, delayed payments, late dishonours, delayed settlements, or after-hours payment stoppages with PayTo!
Paypa Plane does more than just connect you to PayTo. Our products go beyond the first wave of innovation and will set you up for the future of payments.
Made for enterprise and banks, Pearl will elevate your entire payment strategy with our comprehensive Smart Payment Agreementâ˘ď¸ API.
Designed for leading enterprise and banks, Avionics is our premium white label platform creating an ideal, on-brand payment management portal and strategy for your business.
Are you an SME and want to start using PayTo to accept payments today?
Create a Billycart account and your business can gain immediate access to PayTo.
Already set up? Our industry leading PayTo API will seamlessly fit into your existing operations and have you collecting real-time, secure payments in no time.
Paypa Plane is ready to support you on your pathway to unlocking all the benefits of PayTo â wherever you are on you are on your journey.
We can help with:
Elevate your business with swift integration of PayTo functionality through our robust API.
Partner with our committed team to activate PayTo features tailored for your business or enterprise needs. Should your priority be the immediate deployment of PayTo payment solutions, our PayTo API will quickly uplift your current infrastructure.
Create your own PayTo experiences in our âout of the boxâ portal â Billycart. This will allow you to test drive PayTo in a user-friendly environment that you and your entire team will be able to rapidly adopt. You can start sending payment requests via Billycart within 15mins. Billycart will allow you to integrate PayTo into your CRM, accounting solutions or other software or help you plan for a transition to our PayTo API solution â Pearl Go.
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Ready to take your payment strategy to the next level? PayTo is only a part of the story. Talk to our team about how all of your payments can be upgraded to meet the future needs of your business and your payers through our full Smart Payment Agreement solutions.
Paypa Plane enabled the first ever PayTo mandates in Australia to Telstra and The Shepherd Centre in partnership with Commonwealth Bank. Our system is bank-grade by default with enterprise clients benefiting from those foundations.
When you choose Paypa Plane, you gain the assistance of a dedicated Client Relationship Manager who will oversee and ensure your seamless integration of PayTo.
Paypa Plane is the only company in the world to offer Smart Payment Agreements which will set up your payments for PayTo now, and for the innovations of the future.
PayTo is a modern digital payment solution offering a fast, easy and secure way for your customers to pay.
Utilizing PayTo equips businesses with the advantage of real-time account verification, assurance of funds availability, streamlined reconciliation processes, and immediate updates on transaction statuses. This service is bolstered by the infrastructure of Australia's New Payments Platform (NPP), ensuring a reliable and efficient payment experience.
Because your customers have to approve the PayTo payment within their banking application, there is a clear reduction in friendly fraud chargeback processes. Your customers also have the added security of initiating these payments within their banking app.
PayTo payments are real time payments. They are processed 24/7/365 even on public holidays.
PayID enables users to associate memorable identifiers like their phone number or email address with their bank accounts, making transactions simpler and more intuitive.
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PayID transactions are 'push' payments, where the payer takes the action to send money. On the other hand, PayTo operates on a 'pull' basis, similar to direct debits, where the payment is initiated by the recipient, allowing them to collect funds directly from the payer's bank account. Both PayTo and PayID were created by the New Payments Platform Australia (NPPA).
PayTo gives control to customers, they have better visibility over their PayTo agreements, improved control (authorisation and ability to pause) and improved security.
Paypa Plane can quickly implement PayTo technology for your business. We will work closely with your engineering team to understand what additional support for implementation may be required. With an initial conversation, we will be able to clearly define a plan to enable your business with PayTo capabilities.